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Need to Apply for Student Loans?

Education is an investment in the future. Graduating with a four-year degree can greatly increase a person’s lifetime earning potential. But the growing cost of education can often be difficult to afford. Because we believe education is a worthwhile investment, we partner with Iowa Student Loan*, to help make higher education attainable.


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Iowa Student Loan

Iowa Student Loan is a private, nonprofit corporation founded in 1979 with a mission of helping Iowa students and families to obtain the resources necessary to succeed in postsecondary education. As such, they are able to offer students and families supplemental private loans at competitive rates and terms. Additionally, these loans have no origination fees and all credit score requirements** and rates are provided in advance making them some of the most transparent student loans you can find.

Partnership Advance Education Loan (Partnership Loan)

The Partnership Loan allows students and their cosigners to obtain a private student loan in the student’s name.

College Family Loan

The College Family Loan allows parents, family members, and friends to borrow on behalf of the student’s education.

Reset Refinance Loan

The Reset Refinance Loan is a convenient way to consolidate your student loan debt or refinance it to a lower interest rate.

Tips to Help Minimize Student Loans

Iowa Savings Bank always recommends completing the Free Application for Federal Student Aid (FAFSA) before applying for private student loans. Additionally, we recommend working with your college’s financial aid office in order to exhaust all sources of financial aid before seeking a private student loan.

The planning tools located at the Iowa Savings Bank website can help students and their families better plan for their educational financial needs.


* Iowa Savings Bank is compensated by Iowa Student Loan for the referral of student loan customers.
** Loans are subject to credit approval.