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Business Banking - Additional Services

Online Banking
Access your account at your own convenience. Click here to enroll

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E-Statements
Iowa Savings Banks E-Statements is the fastest way to receive your statements. Simply sign up, tell us which accounts you would like to receive by email, and we will electronically email you when your statement is ready.

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DEBIT Cards 
The Iowa Savings Bank's "Check Card" provides instant access for cash from checking and savings accounts through automated teller. The ISB Check Card can be used at any VISA location worldwide for hassle free purchases, direct from your checking account. This modern convenience eliminates the need to carry a bulky checkbook and is available for use with any of our checking products. Apply for a card today.

Privileged Status provides our cardholders access to a wider base of surcharge-free ATM locations. It’s a win for you and your cardholders. Find surcharge-free ATM locations on the Shazam website.

Lost/Stolen ATM/Debit Cards: 1-800-383-8000

*If you are traveling out of the country and plan to use your debit card, please contact us at our toll free number 1-866-788 BANK (2265) prior to your travel. 

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ACH Services
Handle your business payables efficiently with ACH payment services from Iowa Savings Bank.  It is a secure, fast and convenient way to pay your vendors, schedule transfers, process accounts receivable, and pay employees through direct deposit. It is fast, easy and convenient.  Contact Iowa Savings Bank today!

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Direct Deposit 
An automatic credit to your savings or checking account, no need to make a deposit, we do it for you, at no charge!

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Cash Management
Visit with any of our Commercial Loan Officers to best utilize the bank products to best fit your business needs. You might be surprised at what you can save!

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Personal Reserve Line of Credit 
Is a line of credit (loan) that is tied to your checking account; if your checking account reaches a negative balance, funds from the line of credit are automatically transferred into the checking account to avoid overdrafts. These are sometimes called Ready Reserve Lines of Credit or Overdraft Protection Loans.

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Purchase Agreements 
Repurchase agreements are short term instruments offered by the Iowa Savings Bank to assist a business in managing their cash positions.  While the funds in a repurchase agreement are not insured by the FDIC, by using a repurchase agreement, the customer becomes a secured creditor of the bank.

By using a repurchase agreement in conjunction with a sweep account and line of credit, the Iowa Savings Bank can assist you in managing the volatility of cash fluctuations.

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Remote Deposits 
The capability for customers to make account deposits from their own home or office without coming to the bank; this is different from the mobile banking deposit capability, and is typically used by businesses that have large numbers of checks to process. The customer can get their own equipment that allows them to deposit the checks without coming to the bank.

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Sweep Accounts 
Sweep accounts, used in conjunction with lines of credit and repurchase agreements, allow the Iowa Savings Bank to assist a business in managing volatile cash positions.

Repurchase agreements are short term instruments offered by the Iowa Savings Bank whereby the business is able to earn interest on excess funds.  While the funds in a repurchase agreement are not insured by the FDIC, by using this instrument, the customer becomes a secured creditor of the bank.

A line of credit can then be used to cover those short periods of time in which funds are needed to purchase inventory or supplies.

With a sweep account, the business is able to earn interest on excess funds and minimize costs when funds are needed.

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Safe Deposit Boxes 
Keep your valuables in a safe place. Safe deposit boxes are available in various sizes at all of our locations and are accessible during regular banking hours.

For more information, contact one of our locations

*Contents of Safe Deposit Boxes are not insured by the FDIC.

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Night Depository 
Conveniently located at all of our locations you will find a night depository which will enable you to make deposits or loan payments after hours. Each location is well lighted for your safety
Money Orders and Cashier Checks

Iowa Savings Bank offers money orders and cashiers checks to enable easy transporting of money.

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Coin and Currency Services 
Bring in loose or wrapped coin or currency to exchange or deposit into your account. A free service to all Iowa Savings Bank customers.

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Wire Transfers
Iowa Savings Bank accepts both incoming and outgoing wire transfers to and from other banks. 

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