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Rates

All interest rates and Annual Percentage Yields (APY) are effective as of March 21, 2017 and are subject to change daily without notice. Please feel free to call for confirmation of rates. Member FDIC.

Time Certificate Rates

Term Interest Rate APY1,2
6 Months – Add on .30% .30%
12 Months .65% .65%
15 Months .75% .75%

Step Up CDs*

Term Interest Rate APY1,2
18 Months .82% .82%
24 Months 1.05% 1.05%
30 Months 1.12% 1.12%
36 Months 1.20% 1.20%
48 Months 1.30% 1.30%
60 Months 1.50% 1.50%

*Option to change rate is good for the initial term of the CD. Customers initiated option to increase rate one time only.

Deposit Accounts

Account Type Tiers Interest Rate APY2
Regular Savings $50,000.00 or more .15% .15%
  Less than $50,000.00 .15% .15%
NOW Account   .10% .10%
Money Market Account   .15% .15%
Freedom Plus   .10% .10%

1 Federal regulations require a substantial penalty for early withdrawal. 
2 Fees could reduce earnings on accounts.